Every four minutes a fatal accident occurs in the United States.* In fact over 122,000 Americans died as a result of an accident in 2011 alone.** With Starmount AD&D Insurance your family will have the valuable financial protection they need to help them when the unthinkable happens.
Protect Your Family's Future
Getting AD&D Insurance from Starmount is fast and easy. You do not need to take a medical exam to get this valuable coverage and you can purchase your policy online in just a few minutes.
Guaranteed Coverage and More
With Starmount's affordable premiums you can get the coverage your family needs for as little as 18 cents per day--even if you have been turned down for life insurance in the past. Best of all your monthly premiums are guaranteed never to increase because of your health.
In fact, we even provide protection from inflation. For every two years of continuous coverage, your benefit will be increased by 3% of the initial benefit. Your benefit will continue to increase up to 112% of the insured benefit or until you reach age 70, whichever is earlier. (may vary by state) Benefits are reduced by half at age 70, and Policy terminates on 75th Birth Date. See Policy schedule for details.
Coverage That Goes Where You Go
Once you purchase your AD&D policy you will be covered at home, at work, and at play--all over the world--24 hours a day, 365 days per year. Your AD&D benefits will be paid out in a single lump sum--income tax free--providing critical financial support to your loved ones.
Additional benefits provided at no additional cost to you!
|Loss of both hands or both feet||100%|
|Loss of sight in both eyes||100%|
|Loss of one hand and one foot||100%|
|Loss of one hand or one foot and sight of one eye||100%|
|Loss of either one hand or one foot||50%|
|Loss of sight of one eye||50%|
You Can Cover Your Family, Too
Starmount offers coverage for you, your spouse and your children as well. If the family plan is elected your benefit amount will change depending upon the type of coverage selected, but you will still pay the same affordable monthly premium.
|Covered Individual||Type of Coverage|
|Insured only||Insured & Spouse||Insured & Children||Insured, Spouse & Children|
You have the right to return this policy after you receive it. Please see your policy for terms and conditions.